IdentityForce Review: Is It Worth The Cost?

Last Updated by Neiko Johnson on 
August 15, 2021
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Identity Force Review Is It Worth The Cost

Identity theft has become a common situation in recent years and it seems too many people have personal experience with it. This Identityforce review will talk about the details of the service.

According to IdentityForce, 14.4 million consumers in 2019 alone became victims of identity fraud.

That is about 1 in 15 people. In general, 33 percent of U.S. adults have experienced identity theft, which is more than twice the global average.

That is to say, this number is way too high. But, without the right precautions in place, that number will continue to increase.

Identity theft is any situation where your personal information is used without your authorization for the benefit of another group of people.

In general, you won't be aware that your identity has been compromised until well after the fact.

Certainly, nobody wants to deal with identity theft. It can lead to a ton of headaches, inconvenience, loss of money, and more. Some situations can take years to fix while some can be fixed in days.

IdentityForce is a service that aims to provide identity theft protection and monitors your personal information 24/7.

The average loss from identity theft is $6,000. Identity theft is one of the fastest-growing crimes in America. In fact, there are constant major data breaches affecting millions of people.

There are many ways to protect yourself from identity theft. Let's talk about if IdentityForce is worth the cost.

IdentityForce Review: costs and what's included

IdentityForce has two main personal products, which can also be purchased as a family package. You can get a 30-day free trial of the cheaper version.

The two plans are the UltraSecure and the UltraSecure+.

The UltraSecure plan is $17.99/month and the UltraSecure+ is $23.99/month. However, using our affiliate link you can get the UltraSecure plan for $14.99/month and the UltraSecure+ for $19.99/month.

Also, great options for family packages include the UltraSecure family plan for $24.90/month and the UltraSecure+ family plan for $35.90/month using our affiliate link.

The UltraSecure plan comes with 24-hour monitoring of public records, financial accounts, and online criminal marketplaces.

In addition, it offers protection against phishing attempts and data-stealing malware. However, you don't receive access to your credit files with the three major credit bureaus (Equifax, Experian, and Transunion) on this basic plan.

On the other hand, the UltraSecure+ plan allows you to access your credit reports from all three bureaus, which is updated quarterly.

You also receive your credit scores drawn from each report. Also, the app has a great credit simulator tool that shows your credit scores over time.

Most importantly, IdentityForce has an excellent A+ rating from the BBB (Better Business Bureau) and a 4.3 out of 5 ratings on Trustpilot.

IdentityForce review: comparison chart

Below is the comparison chart for the IdentityForce plans.

IdentityForce Comparison Chart 2020

IdentityForce notifications and alerts

We tested IdentityForce for a few months along with a few other services to protect our identity. We checked our IdentityForce account daily and interacted with the notifications and alerts.

As mentioned above, IdentityForce UltraSecure+ offers quarterly credit reports from Equifax, Experian, and TransUnion. It calculates the individual credit scores using the VantageScore 3.0 model.

Furthermore, you can see a good summary of your credit activity in one glance.

You can set your IdentityForce account up to notify you of your bank account activity, credit card purchases, and if someone tries to open a loan, bank account, or credit card in your name.

Additionally, it scans your court records and Social Security number to notify you of fraud on your credit file.

IdentityForce keeps an eye on the dark web forums and medical records. It will alert you with specific information if a registered sex offender moves into your area.

Ultimately, you can receive alerts via email, text, or phone. And, you can filter them by category.

How long does it take to get started?

The process for getting started with your IdentityForce account is pretty straightforward. Our IdentityForce review started with the UltraSecure+ and we tested the app. It only took 6 minutes to complete.

You will provide your personal information such as your name, email address, and date of birth.

After that, you will set up your payment method and include your address, phone number, driver's license, passport, Social Security, and medical insurance information.

Also, we enabled two-factor authentication for extra account security protection. IdentityForce provides 24/7 support and normally responds quickly.

In addition, there are a large number of documents on their website to answer frequently asked questions.

IdentityForce reports and monitoring

As mentioned above, IdentityForce UltraSecure+ offers access to quarterly credit reports from the three credit bureaus.

The service allows you to monitor your social media accounts. You are notified of inappropriate activity and posts that could be perceived as violent, are using profanity, or could be categorized as cyberbullying or discriminatory.

VantageScores can be used by lenders when deciding whether to offer consumer credit. FICO scores are slightly different but the VantageScores data gives a rough estimate of the FICO scores.

IdentityForce does a great job monitoring credit cards and bank accounts. However, it doesn't protect investment accounts.

Furthermore, IdentityForce offers mobile attack control. Of course, our phones are very important to us in today's society. This is why this feature is so important and we use it daily because it scans your phone for any threats.

This includes unsecured websites, spyware, and even fake networks. This feature is not offered by most identity monitoring services. So, we love that IdentityForce has focused on digital security as well.

Is IdentityForce right for me?

Above all, identity theft protection is a great idea for everyone. And we believe IdentityForce is best for anyone looking for extensive protection, identity monitoring, a credit score simulator, and more.

On the other hand, it's not recommended for those looking for a wide variety of plans. You only get two options but we believe those two options cover what most people need. They keep it simple by offering two plans.

IdentityForce allows you to cancel your subscription after the current month ends.

You cannot receive a partial refund. However, you can cancel your membership from within your account and receive an email confirmation within minutes.

If you value monitoring your credit and identity protection that includes credit freezing, white-glove restoration services, stolen funds replacement, and dark web data analysis, then IdentityForce is a great option for you.

We highly recommend taking the time to research this service and understand how important protecting your identity is. Compare your research to our IdentityForce review.

Above all, your data is being used in many ways and you want to make sure it is being protected at all times.

IdentityForce has a 100% success rate with recovering people's stolen identities. In addition, they have a 98% customer retention rate. These numbers are very impressive and this is why we chose their service over the competitors.

How to purchase IdentityForce and is it worth the cost?

Identity theft protection such as IdentityFroce has many great features as discussed in this article.

You can receive a free 30-day trial to use IdentityForce and make sure you like the service prior to paying monthly.

We still use the service and it does a great job of meeting our expectations. In our opinion, we believe the service is worth the cost and is in our top spot as the best overall identity protection and credit monitoring service available.

You can visit IdentityForce to check out their full website and purchase details by clicking here.

Do you have identity theft protection? Why or why not?

Article written by Neiko Johnson
Neiko is a personal finance expert and Co-founder of Secret to Finance. Along with his wife Alexis, they learned how to get out of debt and paid off $400,000 in 4 years.

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