The Importance of Visuals on Your Debt Free Journey

Last Updated by Neiko Johnson on 
July 23, 2021
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Fresh off the Covid-19 roller coaster, many of us are seeking ways to adapt to a new normal.

The ebbs and flows of the past few months have all but proved one point: the only consistent thing in our lives is change. 

While making these adjustments to both our personal and professional lives, many of us are seeking guidance on how to start and where to begin. We are reflecting on where we are, where we have been, and where we would like to go. 

These times of reflection give us clarity and the ability to evaluate the lessons that we have learned along the way.

We have learned that you must expect the unexpected.

Related reading: Our Debt-Free Journey

You are able to expect the unexpected by being prepared. Preparation takes planning and planning requires a vision. 

Keep reading to not only find inspiration for your vision but tools that will help bring your vision to life.


What are debt-free visuals?

Debt-free visuals are as simple as a put. They are visual representations of your debt-free goals. If paying off debt is one of your goals, then finding creative ways to pay off debt can help.

In fact, visuals offer additional motivation on your debt-free journey to keep you moving towards your financial goals. Too often we concentrate on how far we have to go and don't even realize how far we have come.

Having a way to see the entire picture will keep you inspired to keep going.

How do they work?

Visuals work by providing regular motivation. They are your daily reminder that your dreams can come to life and you have the ability to make them happen.

Additionally, it's also a great way to be more intentional with your money. In general, visuals help you stick to your goals and win!

When you see your progress and realize you're making better choices, you're on your way to reaching your goals faster than you may have imagined.

Here's an example of how visuals can help you crush your money goals:

  1. Choose a chart
  2. Print it out and fill in your numbers
  3. Fill in the colors on your chart to reflect the new balance each month
  4. Feel the progress you're making
  5. Win and repeat each month!

Science behind visuals

Those who use visuals are making a great decision because visuals work! Information presented along with visuals can be twice as effective as the same information presented without visuals.

Scientific research by Light Speed Research has shown that the brain thinks in pictures and are designed to process imagery rather quickly.

So, as we are researching information and processing our decision, a relevant visual can help us navigate more quickly to a solution.

On the other hand, there must be a good amount of balance when it comes to having too much visual representation.

More importantly, descriptive detail is important to include along with a visual. You run the risk of misunderstanding the meaning behind something with having too many visuals or not enough detail.

The different types

There are no restrictions on what you can use on visuals so go wild, have fun. Visuals can be made using pen and paper. They can be in the form of charts or graphs. They can even be created online using the software.

The key is to create something fun and that works for you to stay motivated. If you're starting your debt-free journey, consider a visual for your car loan or student loans. There's no wrong approach when it comes to visuals.

Debt Free Charts is a great place to start if you're looking for a simple but effective chart.

How to share your ideas

Visuals can be personal or public. More importantly, they can be for individual goals or family goals.

In fact, for individuals sharing your visuals with others can increase the accountability for accomplishing your goal.

As a couple or a family community visuals give everyone an opportunity to feel involved in the process. This is great since it gives everyone a sense of ownership once your goals are reached.

Above all, the collective goals have a name, they have character, they are real, and a part of all of our lives.

We love being able to share our goals and ideas with our readers. Certainly, paying off debt is not easy but it's rewarding in the end.

Related reading: How We Paid Off $240,000 In 27 Months

Goal setting in general

As you may have guessed, visuals can work for just about any goal, not just your debt-free goals.

Use visuals to save for a new car, pay for college, or even that trip you've wanted to take to Bali one day.

Whatever the goal is, give yourself every opportunity to succeed is the key. Set your goals and go after them!

Visualize a future free from debt so you can also free yourself from worry and stress. You will no longer have to think about how you're going to pay this month's payments when you no longer owe anybody.

Visuals also work for health goals. If you have a goal of losing weight, you can create a visual to help you keep making strides forward on your weight-loss journey.

The great thing about visuals is how useful they are in every aspect of your life. There is no limitation when it comes to visualizing your dreams and goals.

Have you used visuals before? Yes or no?

What are some goals you plan to use visuals for?

Article written by Neiko Johnson
Neiko is a personal finance expert and Co-founder of Secret to Finance. Along with his wife Alexis, they learned how to get out of debt and paid off $400,000 in 4 years.

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